51, Report:
#101251
Posted Date:
Jul 30 2004
Providian, UniFund Partners rip-off! Cincinnati Ohio
I was a part of this class action suit, this is exactly what Providian National Bank did to me. In lending to the kinds of high-risk customers Providian specialized in, Kahr wrote, the problem is to squeeze out enough revenue and get customers to sit still for the squeeze.
The m...
Entity
Categories: Corrupt Companies
52, Report:
#51971
Posted Date:
Jul 17 2004
Providian National ripoff denies credit solely based on former roomate's credit hisory San Francisco California
It seems that with every new week I receive a new offer for a Providian Visa Platinum Credit Card. Promising no interest until May, 2004 w/up to a $30K credit line, based on my good credit. Signed by Beth Greiner, Exec. VP. I finally bit. I was pre-approved, my credit reports are...
Entity
Categories: Credit & Debt Services
53, Report:
#15603
Posted Date:
Jul 17 2004
Providian National Bank ripoff, Intrest rate increase on credit card
DO TO A RECENT CHANGE OF ADDRESS THERE WAS SOME CONFUSION WITH MY PROVIDIAN MONTHLY STATEMENTS IN WHICH I AQUIRED SOME LATE FEES. I MADE A CALL TO PROVIDIAN IN JANUARY 2002 TO CLEAR UP MY ACCOUNT AND TO INSURE THEY HAD ALL MY CURRANT INFORMATION. AS A RESULT OF MY CONVERSATION WITH...
Entity
Categories: Credit & Debt Services
54, Report:
#95955
Posted Date:
Jun 22 2004
PROVIDIAN, Providian National Bank, Providian Processing Svcs. ripoff fraudently charged my account and added late fees Tilton New Hampshire Dallas Texas
I was proceeding in a divorce and did a balance transfer to eliminate our joint credit cards.I recieved a letter containing a pre-approved credit card, at a 0% introductry rate.
When I recieved the card I immediately cut it up so there would be no futher charges on this card. Si...
Entity
Categories: Credit & Debt Services
55, Report:
#95864
Posted Date:
Jun 22 2004
PROVIDIAN NATIONAL BANK ripoff, rude,disorganized TILTON OHIO
I recently received an unauthorized charge on this account that I have been not using but only paying off due to the high interest rates and the company has not been helpful at resolving the unauthorized charge. In fact they have accessed more fees on the account since I keep deduc...
Entity
Categories: Credit & Debt Services
56, Report:
#94527
Posted Date:
Jun 19 2004
Providian National Bank should be put out of business! I lost my job last year and they wouldn't work with me on paying the bill. Tilton, Dallas Texas, New Hampshire, California
I lost my job last year and they wouldn't work with me on the amount that I could manage to pay. They have morons that I have talked to have an accent of those that live in India. Possible outsourcing?
They can't speak English all that great and they are hard to hear. And they ...
Entity
Categories: Corrupt Companies
57, Report:
#88744
Posted Date:
Apr 23 2004
Providian National Bank raised interest rate from 23% to 29.99% without notification or explanation. Rip-off! Manchester New Hampshire
I had 2 cards with this bank: one a Visa and a Mastercard. both with a 23% interest rate. The only reason I accepted such a high rate was because I went thru a very nasty divorce in which my ex-wife did everything imaningable to mess up my personal finances with the IRS, previous cr...
Entity
Categories: Credit & Debt Services
58, Report:
#83284
Posted Date:
Mar 09 2004
Providian-Emerge ripoff, fraud and lack of ability to admit errors. Atlanta Georgia
We paid off our Providian/Get Smart Card in May or 2002 and were pleased to do so. It was our obligation and our responsibility. Once this card was paid off, we never heard another word from Providian, other that the occasional get a credit card crap you get in the mail.
Mid to ...
Entity
Categories: Credit & Debt Services
59, Report:
#82953
Posted Date:
Mar 06 2004
Providian National Bank put us in collections for 10 days past due. Rip-off! Dallas Texas
I think it's pretty pathetic when you call one of your credit card holders to make payment arrangements due to hardship circumstances. They tell you that there are no arrangements and they want a $350 payment, which consists of late and over-the-limit fees, and also with a very hig...
Entity
Categories: Banks
60, Report:
#80419
Posted Date:
Feb 14 2004
PROVIDIAN NATIONAL BANK ripoff TILTON New Hampshire
Interest rate on credit card raised from 18.9% to 28.9% without reason. Have always paid ahead of time and more than the minimum amount. No notification or justification was given for rate increase.
Dan
ESSEX JUNCTION, VermontU.S.A.
Entity
Categories: Banks
61, Report:
#77464
Posted Date:
Jan 20 2004
Providian Credit Card Company ripoff Dallas Texas
This is the most appalling company I have had the pleasure of being associated with. My problems with this company started a couple of years ago. I had started making payments on time then one moving to another state and being separated from my husband, I ran into some problems wi...
Entity
Categories: Credit & Debt Services
62, Report:
#77422
Posted Date:
Jan 19 2004
Providian National Bank ripoff unfair,increase in apr rate Dallas Texas
I have had this cc for a few years now and have never missed a payment or been late. I had been paying more than what was due each month but since moving last year I was only paying what's due at this time. I had a bankruptcy 5 yrs ago because of medical problems; I have now been on...
Entity
Categories: Credit & Debt Services
63, Report:
#75957
Posted Date:
Dec 27 2003
Providian National Bank Chase Manhattan Bank USA, N.A. ASIIT Providian National Bank judgement against authorized user of buisness card ripoff - refuses to talk to me unless I have an attorney Farmingdale New York
Providian National Bank represented to my ex-husband that they were issuing him a business credit card. He made me an authorized user. I was not a shareholder, officer or employee.
The name of his corporation was on the card. When his business failed they placed a judgement ag...
Entity
Categories: Credit Card Fraud
64, Report:
#75184
Posted Date:
Dec 18 2003
PROVIDIAN NATIONAL BANK MAKING PAYMENTS AND FROZE MY BANK ACCOUNT Internet NATIONWIDE
I settled with a collection agency on an amount to pay everymonth on the bill. I missed one payment and now my bank account with my paycheck in it has been frozen. I am a single mom and it is hard to make ends meet. When I tried calling the collection agency they left a message on t...
Entity
Categories: Credit & Debt Services
65, Report:
#73559
Posted Date:
Dec 01 2003
Providian National Bank deceptive unfair ripoff nationwide
Providian bought out a credit card company that we had an account with...( First Union )....due to heart problems, we had trouble continueing to pay the bill. We contacted First Union and was working with them. In the mean time...Providian bought out the contracts...and from then ...
Entity
Categories: Credit & Debt Services
66, Report:
#72669
Posted Date:
Nov 21 2003
Providian National Bank Robbed mistreated lied to deceive broke my trust Manchester NH
They sent me information on their company I send for the card paying the $59.00 fee. They sent me a card everything was good for awhile then, I was injured at work and I had to take off. I lost my job and informed them what happened. Their response after I had been paying them insu...
Entity
Categories: Credit Card Processing (ACH) Companies
67, Report:
#72455
Posted Date:
Nov 19 2003
Emerge, Providian RIPOFF, HIGH FEES, NO SERVICE Tilton New Hampshire
I just got off the phone with an Emerge representative. Several problems I was having with them.
The initial problem started when it switched to Emerge last year. I kept getting charged over the limit fees because of the annual fee charged to me.. I was told as long as I made...
Entity
Categories: Credit Card Processing (ACH) Companies
68, Report:
#71351
Posted Date:
Nov 08 2003
Providian National Bank Tilton NH Closed acct due to annual fee. They raised my rate form 8.9 to 23.99 ripoff Tilton New Hampshire
I had a Pay Pal Visa issued by Providian National Bank. After the first year and with a perfect payment record (no lates ever)
They charged me a $39.00 annual fee. I contacted them via their website and asked the the fee be removed or close my account. I had not realized there wa...
Entity
Categories: Banks
69, Report:
#71150
Posted Date:
Nov 06 2003
Providian Visa getsmart Visa providian National Bank Visa ripoff New York new york
Providian national bank says they sent a letter to my home in June 2003, to tell me about a interest rate increase to 29.99%
I did not receive and such report and it seems so has alot of their customers have been left out in the cold....I suggest we get together to file a class act...
Entity
Categories: Credit Card Processing (ACH) Companies
70, Report:
#70310
Posted Date:
Oct 28 2003
Providian National Bank ripoff - if legal it is horrendous - bad faith - something a slimey company would do Dallas Texas
I have been a customer of Providian for over 5 years. I have maintained this account in good standing for the entire time. Over a year ago, they negotiated my interest rate from 19.8% down to 14%. Now, my interest rate has jumped from around 14% to 29%.
I made the mistake of...
Entity
Categories: Banks
71, Report:
#69139
Posted Date:
Oct 15 2003
Providian National Bank, FSB (& Capital One) At It Again played 'Bait & Switch' w/phony Low Int Rate promise-Raised rate immed after concocting new excuse though not in default (more...) Arlington/Dallas Texas
Box A:
Providian National Bank, FSB (& Capital One) at it again
Box B:
played 'Bait & Switch' w/phony Low Int Rate promise-Raised rate immed after concocting new excuse though not in default (more...)
Box C:
Arlington/Dallas,
Box D:
Tex-ass (in their case, anyway)
...
Entity
Categories: Credit & Debt Services
72, Report:
#16567
Posted Date:
Oct 15 2003
Providian National Bank Paypal Visa ripoff ripoff business from hell Pleasanton California
I was sent an invitation to apply for a paypal credit card over the internet for which I did. I used my husbands name and SS#. Somehow since the invitation was send in my name the card was sent in my name with his SS#. I called to to activate the card and pay my processing fee.
...
Entity
Categories: Credit & Debt Services
73, Report:
#68864
Posted Date:
Oct 12 2003
PROVIDIAN FINANCIAL ripoff CHARGED LATE FEES AND INTEREST WHILE CHARGE WAS BEING DISPUTED, RUINED CREDIT RATING OVER $47.18 A battle since June 2001! Tilton New Hampshire
Have been fighting with Providian since June 2001. They changed account number while I was in Europe so card was worthless. A hotel that I had cancelled was charged to card September 2001. I disputed charge of $47.18 and paid remainder of bill.
They charged me interest for entire...
Entity
Categories: Credit & Debt Services
74, Report:
#1034223
Posted Date:
Oct 11 2003
Providian National Bank Providian Cardholders Recover $105 Million Tilton New Hampshire
I have not had much trouble with this company other than having to contact them twice to remove finance charges on balances that were paid in full. The voice mail is lengthy however to speak to a customer representative, just press zero for assistance. I did receive notice via sna...
Entity
Categories: Banks
75, Report:
#68362
Posted Date:
Oct 06 2003
PROVIDIAN NATIONAL BANK RIPOFF FRAUDULENT BILLING UNPROFESSIONAL CUSTOMER SERVICE PERSONNEL TILTON New Hampshire
Did a balance transfer from one credit card with a higher APR to a Providian, new account card, with a fixed APR of 0% until July 2004. Like all other credit cards, there is a minimum transfer charge of $5.00 and a maximum of $50.00.
But this bank is charging me a finance charge...
Entity
Categories: Banks